Independent community project

Risk Disclosure

Important risks to understand before connecting a wallet, creating a listing, making or accepting an offer, or signing a swap.

Last updated: July 11, 2026

Hbarter is an independent community-maintained project. It is production-hosted and currently operates on Hedera Mainnet. Use is optional. Verify the network, account IDs, NFT identifiers, transfers, and fees in your wallet before approving any request.

1. Community-project and limited-resource risk

Hbarter is independently maintained as a community project. It is not operated with the staffing, funding, support capacity, insurance, compliance resources, redundancy, or recovery capability of a large commercial service.

The Maintainer may be unable to respond immediately, restore every record, support every wallet or collection, compensate losses, or continue the project indefinitely. Features may be paused or discontinued without a guaranteed replacement service.

2. Hbarter cannot prevent every scam or loss

Hbarter was designed to make direct swaps clearer and to reduce reliance on informal send-first arrangements. It does not guarantee that a user, project, NFT, website, social account, wallet, link, or transaction is legitimate or safe.

Atomic transfer mechanics do not protect against phishing, a compromised wallet, misleading metadata, fake projects, wrong-asset signing, poor-value trades, malicious external links, tax or legal problems, or transactions approved outside the intended flow.

3. NFT and HBAR value, fairness, and liquidity

NFT value and liquidity can change rapidly or disappear. An NFT may have little or no resale value, utility, demand, enforceable rights, or future support. Hbarter does not appraise NFTs or determine whether a trade is fair, profitable, suitable, or in your best interests.

When an HBAR offer is involved, the HBAR amount is what you agree to send or receive. Review that amount carefully and decide for yourself whether the trade is worthwhile — Hbarter does not judge the value of either side.

4. Counterparty risk

Another user may act dishonestly, abandon a transaction, provide misleading information, communicate through a compromised account, or make off-platform promises that Hbarter cannot verify or enforce. Hbarter does not guarantee identity, reputation, intent, or future conduct.

5. Smart Trade Match risk

Wallet Matches and Mutual Opportunities are discovery signals, not guarantees. Wallet ownership, listings, project status, association, fees, and availability may change after a match is calculated. A match can be incomplete, stale, unavailable, or based only on project-level compatibility rather than the exact final NFT bundle.

6. Wrong account, token, serial, network, or transaction

Images, names, symbols, and collection branding are not sufficient identifiers. Signing a request involving the wrong network, account ID, token ID, serial number, recipient, transfer direction, HBAR amount, or fee can cause an unintended association, transfer, or irreversible loss.

A completed swap settles one type only — NFTs or HBAR, never both together — so confirm which settlement you are approving. Some listings may let a buyer offer NFTs or HBAR as alternatives for the owner to choose between, but the swap you sign settles just one of them. In a Choice Swap, only the NFTs selected in the accepted deal move; unselected NFTs stay with the owner, so review the specific selected NFTs before signing.

Always review the wallet request itself. Do not rely only on a screenshot, direct message, display name, avatar, social post, or instructions from another person.

7. Wallet, device, and credential risk

Anyone who obtains your private key, recovery phrase, wallet password, device access, email access, browser session, or remote-control access may be able to take assets or authorize actions. Hbarter cannot recover wallet secrets or reverse transactions signed by a compromised wallet.

Hbarter does not require, request, or store private keys or recovery phrases. A request for those secrets is fraudulent.

8. Phishing, impersonation, and malicious links

Attackers may copy Hbarter's design, impersonate the Maintainer or community members, create fake wallet prompts, or send links to malicious sites. Confirm the official domain independently and reject unexpected requests.

9. Different wallet requests have different effects

A login-message signature, a Token Associate transaction, and a swap transfer are different actions. A login message authenticates a session, association changes which token an account can receive, and the final transfer moves the assets shown in the transaction. Read the transaction type and details before approving it.

10. Blockchain finality and irreversibility

After the Hedera network reaches final consensus on a transfer, Hbarter cannot reverse or undo it through the service. Recovery would require a new transaction authorized by the current asset owner, who may refuse or be unavailable.

11. Public-ledger and privacy risk

Hedera account IDs, token holdings, transaction IDs, timestamps, fees, and transfer history may be publicly observable. Combining blockchain information with Hbarter profiles, social links, marketplace activity, or off-platform information may reveal more about a person than expected.

12. Mirror Node and stale-data risk

Hbarter uses Mirror Node or similar read-oriented data for ownership, association, token, project, and transaction checks. Indexing delays, provider errors, outages, or timing differences can affect what Hbarter displays even though those services do not determine network consensus.

Hbarter uses fail-closed checks and reconciliation where implemented, but no data source or timing control eliminates all race conditions or stale-state risk.

13. External ownership and account changes

Transferring an NFT, spending or moving HBAR, changing token association, changing account state, or using the same asset elsewhere can invalidate a listing, offer, match, eligibility result, or swap. A transaction may expire or fail even after earlier checks succeeded.

14. Token-association risk

A receiving account may need a separate Token Associate transaction before receiving an NFT. The transaction may incur a network fee and changes the account's token associations. If association fails, is rejected, expires, or later becomes insufficient, the related flow cannot proceed.

15. Token custom-fee risk

Token creators can configure custom fees, including royalty and fallback fees. Hbarter does not create or control those rules. The service may block unsupported or unsafe fee configurations, but token configuration, network behavior, and support rules can change.

16. Network and service-cost risk

Hedera transactions may incur network fees, and a separate association transaction may require the user to pay a network fee. On Mainnet, Hbarter currently pays the swap transaction's network fee, but that arrangement can change. Hbarter also currently charges a platform fee of 2 HBAR per participant (4 HBAR in total) on a successful swap; no platform fee is charged if the swap fails, expires, is cancelled, or is rejected. Review the platform fee, network fees, and any collection royalty or fallback fees shown before you approve a request — these are separate charges, and any future change to the fee policy must be disclosed before it applies.

17. Availability and third-party risk

Hbarter depends on wallets, Hedera Mainnet, Mirror Nodes, explorers, hosting, databases, email, monitoring, internet connectivity, browsers, and devices. Any dependency may be unavailable, delayed, changed, compromised, throttled, or discontinued.

An operator-balance shortage, infrastructure error, provider outage, deployment fault, or emergency shutdown can prevent listing, notification, signing, submission, or reconciliation features from working.

18. Expiry, cancellation, and restart risk

Swap sessions and signing windows have time limits. If a required action is not completed in time, the session or transaction may expire. Restarting requires fresh checks and signatures and may be unavailable if the listing, ownership, project, fee, or eligibility state changed.

19. Software, security, and operational risk

Hbarter may contain defects, incorrect assumptions, dependency vulnerabilities, configuration errors, incomplete monitoring, data-loss scenarios, or security weaknesses. Controls reduce risk but do not eliminate it. Features may be suspended or changed during an incident or investigation.

20. Verified Project limitations

Verified Project status means that Hbarter has included a collection in its registry based on the checks performed. It is not an audit, identity guarantee, authenticity guarantee, legal opinion, security guarantee, endorsement, investment recommendation, or promise of value, liquidity, or creator conduct.

21. Metadata, content, and external-link risk

NFT metadata, images, websites, social profiles, and community links may be inaccurate, offensive, infringing, compromised, unavailable, or changed by third parties. Hbarter does not control external content and cannot guarantee that all harmful material will be detected.

23. No custody, escrow, insurance, or compensation fund

Hbarter is not a bank account, insured wallet, escrow account, brokerage account, or asset-recovery service. NFTs are not protected by deposit insurance or a Hbarter compensation fund. The Maintainer does not promise reimbursement for wallet compromise, user error, project failure, third-party failure, downtime, or market loss.

24. No guaranteed availability, recovery, or completion

Hbarter cannot guarantee that a listing will receive offers, a counterparty will continue, a match will remain valid, a signature will be accepted, a transaction will be submitted or confirmed, a provider will respond, records will always be recoverable, or the project will remain available indefinitely.

25. Your decision to proceed

By using Hbarter, you acknowledge that you understand these risks and choose whether to proceed. This acknowledgement does not waive rights or liabilities that cannot lawfully be waived.